Question 1

1. What is Med Equity?

Accepted Answer

Med Equity is an introductory platform that connects ONLY eligible investors with UK-based medical sector businesses and start-ups seeking funding.

We do not:
Provide investment advice
Manage money
Arrange or execute transactions
      
We operate as an unregulated introducer, meaning you deal directly with the businesses after expressing interest.

Question 2

2. Who is eligible to view investments?

Accepted Answer

ONLY 3 TYPE'S OF INVESTORS ARE ALLOWED TO VIEW INVESTMENTS ON THIS PLATFORM:

CERTIFIED HIGH NET WORTH INVESTOR
Is an eligible investor, someone who, within the last 12 months, has signed a statement confirming either an annual income of at least £100,000 or net assets of £250,000 or more (excluding their main home, pensions, and life insurance). This qualification, under Article 48 of the Financial Promotion Order, allows Med Equity to legally share investment opportunities with them, provided all required statements and disclaimers are included.

SELF-CERTIFIED SOPHISTICATED INVESTOR
Is an eligible investor, someone who, within the last 12 months, has signed the prescribed statement and meets at least one criterion: membership in a business angel network for 6+ months, directorship of a company with £1m+ turnover in the past two years, recent professional experience in private equity or SME finance, or (as reinstated in March 2024) having made two or more investments in unlisted companies in the past two years. Under Article 50A of the Financial Promotion Order, this exemption allows communications with such individuals, who are considered capable of assessing higher-risk investments.

CERTIFIED SOPHISTICATED INVESTOR
Is an eligible investor, someone who holds a certificate (issued within the last three years by an FCA- or PRA-authorised entity) confirming they have sufficient knowledge to understand the risks of a specific investment type, and who has also signed a relevant statement within the last 12 months. Under Article 50 of the Financial Promotion Order, this exemption allows Med Equity to share financial promotions with such certified individuals.

For more information: 
https://www.handbook.fca.org.uk/handbook/COBS/4/12B.html

Question 3

3. What types of investment opportunities are listed?

Accepted Answer

We only list UK-based medical sector businesses or those seeking to launch a medical business in the UK.

Eligible businesses must:
Operate in one of our seven key sectors: Healthcare Services, Pharmaceuticals, Lifestyle Services, Lab Technical Services, Distribution of Medical Devices, Manufacturing of Medical Accessories, Employment-Based Services, covering both Human & Animal categories.

Be either established businesses or start-ups.

Meet our internal vetting standards and (where applicable) be Enterprise Investment Scheme (EIS) or Seed Enterprise Investment Scheme (SEIS)  qualifying or can qualify. (We cannot guarantee HMRC approval, businesses must confirm this themselves.)

Question 4

4. What are EIS and SEIS tax relief schemes?

Accepted Answer

EIS      (Enterprise Investment Scheme): Designed to help smaller companies raise capital by offering investors 30% income tax relief on investments, plus      potential Capital Gains Tax exemption if shares are held for at least three years. Loss relief may also apply if the business fails.

SEIS      (Seed Enterprise Investment Scheme): For very early-stage businesses, offering 50% income tax relief plus similar CGT advantages.

Claiming Relief: Relief is claimed via your HMRC self-assessment tax return using the EIS/SEIS certificate provided by the business after your investment is completed.

These are subject to change, Please verify with HMRC

Question 5

5. How do I express interest in an investment?

Accepted Answer

You’ll be able to browse opportunities directly from your investor dashboard:

- After completing your due diligence, you can request that we share your details with the business seeking funding. This request doesn’t require you to commit or specify an investment amount, it simply indicates that you’d like more information.

- Your contact details will then be securely passed on to the business, who will follow up with you as soon as possible.

Question 6

6. Does Med Equity handle investor funds?

Accepted Answer

No.
All transactions take place directly between you and the business.

We never hold, receive, or transfer investor money.

Once you connect with the business, all further dealings are outside our involvement.

Question 7

7. Are these investments regulated by the FCA?

Accepted Answer

No.
These  are investments in private, unlisted UK companies.

They are not covered by the Financial Services Compensation Scheme (FSCS) or other FCA investor protections.

You could lose all your invested capital.

Question 8

8. Does Med Equity verify business plans or projections?

Accepted Answer

We have a limited due diligence scope, It is strongly advised that you conduct your own due diligence:

For example we do not or cannot:

Verify the factual accuracy of business claims
Audit accounts
Assess financial viability

See our Due Diligence Charter for full details.

Question 9

9. What happens after I express my interest?

Accepted Answer

Once you express interest, the company’s owner or representative of the company will contact you directly. This allows you to ask any important questions before making your decision.

Question 10

10. Do I have to invest the full amount in the business, or can I invest a partial amount?

Accepted Answer

It depends on the business seeking funding. Each business will outline in its business plan

-  whether they are looking for a single investor or multiple investors.

- along with the minimum investment amount and other related terms. Some businesses may offer smaller investment tranches (e.g., from £100), while others may require one investor to provide the full funding amount.

It’s best practice to carefully read the entire business plan uploaded by the company to understand what they are looking for before making contact. Please also consult with your financial advisor and carry out thorough due diligence before making any investment decisions.

Question 11

11. I’ve invested but no longer feel comfortable and want my money back.

Accepted Answer

Once communication is established between you and the company, any concerns should be discussed directly with them, as Med Equity cannot facilitate transactions.

We strongly advise fully understanding the business you are investing in and conducting your own thorough due diligence before committing.

We also recommend consulting a qualified financial advisor for an independent assessment before making any investment decisions.

Question 12

12. Can I sell my shares later?

Accepted Answer

Shares in private companies are illiquid and may be hard or impossible to sell.

There  is no public market for them, and exit opportunities depend on the business being sold, floated, or buying back shares.

You may sell your shares privately if you wish, but it is your responsibility to find a buyer and engage a legal representative to manage the transaction.

Question 13

13. Do all businesses offer EIS or SEIS tax relief?

Accepted Answer

Many do, but eligibility depends on HMRC approval and your personal tax circumstances.

Always confirm with the business and/or HMRC before investing.

We only assess whether a business may potentially qualify for EIS/SEIS relief; however, eligibility rules can change, and the business’s circumstances may also change. You must conduct your own due diligence to confirm any tax relief status.

Question 14

14. How can I protect myself from fraud?

Accepted Answer

Conduct independent due diligence  on the business, directors, and financials.

Request ANY supporting documents and proof of EIS/SEIS eligibility if relevant from the business.

Seek advice from a regulated financial adviser or solicitor before committing.

Question 15

15. Are there any fees for investors?

Accepted Answer

Med Equity does not charge investors to register or browse opportunities.

We do not charge businesses a listing fee.

Question 16

16. Can Med Equity recommend an investment to me?

Accepted Answer

No.
We never make personalised recommendations, rank opportunities, or advise on the suitability of any investment. All decisions are entirely yours.

Question 17

17. How does Med Equity manage conflicts of interest?

Accepted Answer

We operate a strict conflict-of-interest policy.

Neither Med Equity nor its staff will hold a financial interest in any listed opportunity.

We will always disclose any potential conflicts to registered investors in email when or if they arise.

Our role is purely to introduce; we do not benefit from whether you invest in a particular business or not.

FCA Statement: These are high-risk investments and you are not protected if something goes wrong. Take 2 minutes to learn more

1. What is Med Equity?

2. Who is eligible to view investments?

3. What types of investment opportunities are listed?

4. What are EIS and SEIS tax relief schemes?

5. How do I express interest in an investment?

6. Does Med Equity handle investor funds?

7. Are these investments regulated by the FCA?

8. Does Med Equity verify business plans or projections?

9. What happens after I express my interest?

10. Do I have to invest the full amount in the business, or can I invest a partial amount?

11. I’ve invested but no longer feel comfortable and want my money back.

12. Can I sell my shares later?

13. Do all businesses offer EIS or SEIS tax relief?

14. How can I protect myself from fraud?

15. Are there any fees for investors?

16. Can Med Equity recommend an investment to me?

17. How does Med Equity manage conflicts of interest?

1. Who can list on Med Equity?

2. What do I need to list my business on the platform?

3. What must my business plan include?

4. How long does registration take?

5. Do I need FCA authorisation?

6. Is there a listing or admin fee? Does it guarantee funding?

7. Does Med Equity verify my projections or endorse my business?

8. Can I communicate directly with investors?

9. Can I list R&D-heavy projects?

10. What if we’re seeking EIS/SEIS status?

11. How are opportunities displayed to investors?

12. What happens if our information changes?

13. Can we request to raise more money after listing?

14. Can we raise money on another platform or privately?

15. How long is a listing live? Can we edit or delist?

16. Do you prioritise or “boost” listings for a fee?

17. Can international investors participate?